PAPSS, stablecoins, and traditional rails are not competitors. They are incomplete answers to different problems. Here is how to choose between them under stress — and where the hype collides with reality.
Gulf → East Africa remittances, 2026: the labor-market risk everyone treats as theoretical landed in 2025 — and cut one of Kenya's top three remittance sources by a quarter in twelve months.
Most Fintech Treasuries Are Still Run Like It's 2018
New rails and funding rounds don't fix a treasury function that's still firefighting. Notes from building a first positive-FCF quarter across 12 currencies while the naira moved 70%.
